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The tough part is this: - it should be a transaction you've already confirmed through a 3DS2 check through a secured app - you should contact them immediately
by makeitdouble 2y ago
The tough part is this:
- it should be a transaction you've already confirmed through a 3DS2 check through a secured app
- you should contact them immediately if you lose capacity to authorize your transaction, before such transactions happen
- them phoning you doesn't help if someone already has your phone unlocked and can just say "yes", while potentially glancing at your personal and banking info on it. It's already over at that point if they secured step 1.
- JohnFen 2y agoI don't know what a 3DS2 app is, but if it requires the use of an app on my smartphone, I'm not likely to use it. I don't pay for things through my smartphone. > you should contact them immediately if you lose capacity to authorize your transaction, before such transactions happen I don't know what you mean by this. I never lost capacity to authorize the transaction. My bank just wanted to do it a different way in this case. But if I did lose capacity, how would I know until I try to authorize a transaction? > them phoning you doesn't help if someone already has your phone unlocked and can just say "yes" True, that's why they wanted me to call them, where they engaged in another method of identifying me.