There are different ways to be profitable in the payment space. One is to try to give you simple services at the lowest possible price, focusing on the lowest c

There are different ways to be profitable in the payment space. One is to try to give you simple services at the lowest possible price, focusing on the lowest cost. The other is to try to make it really easy to do the complicated parts of payments, making it easier for new businesses to be started and for them to grow. You see the differences pretty clearly today: Adyen is a profitable payments company, but their route forward is very different from Stripe. Adyen wins many contracts for the largest companies on the internet. Stripe hands smaller companies a lot of savings in time writing infrastructure, but doesn't do so well at winning competitive bids from the eBays and Netflixes of the world. So their mission really is informing them how to get there, and it makes a big difference in how decisions are made internally. And as long as it doesn't change, it's helpful at predicting their next strategic moves.