You missed the end of the sentence, and the following sentence: your quote misrepresents what the author was saying. > GM (and some apologists) will of course

You missed the end of the sentence, and the following sentence: your quote misrepresents what the author was saying. > GM (and some apologists) will of course proclaim that this is only fair that reckless drivers pay more, but that’s generally not how it works. Pressured for unlimited quarterly returns, insurance companies will use absolutely anything they find in the data to justify rising rates.