These products exist. Why do you think they don't? It's a fairly obvious outgrowth of similar extended warranty products for ICE cars, where people would also b

These products exist. Why do you think they don't? It's a fairly obvious outgrowth of similar extended warranty products for ICE cars, where people would also be stuck with a brick if a major component failed. A more interesting question is whether the prices reflect this science. Insurance are usually pretty good at this as it's their job, but in small markets they might play it safe.