I do think people tend to overblow things because of generational miscommunication. But... I'm 25, and won't be owning a home anytime soon. And not for lack of

I do think people tend to overblow things because of generational miscommunication. But... I'm 25, and won't be owning a home anytime soon. And not for lack of trying! In Canada, there's a first time homebuyers saving account, which I load up when I can. But food is quite expensive. And so is rent. I had to move (Toronto => Montréal) because I couldn't afford 2500$/m there. I think people hear that, and attribute that the costs are directly related to me being "too picky" or overspending, unlike people in the past. But I was living in an area of Toronto a parent grew up in. In the city. Food has definitely gotten more expensive in my own lifetime. I tend to be pretty boring with meals I make, so seeing the normal grocery bill tick up from 40$ to 55~60$ has been a bit of a shock, despite buying the same things. I look at my home buyer savings account, and compare to the housing market around here in Montréal which is "good" compared to most of canada, and I see lots of 100k$ down, 750k$ units. Most of which will eat up my savings account with the down payment. This is while working on a tech worker salary. That puts me in a lucky category, for which I'm infinitely grateful for, it's a lot more stressful for others. I don't really want to pay a premium to not be homeless, just to fund the last generation's retirement, when I'm already paying their pension and healthcare. Why should I live here anymore? For the chance that maybe I can sell that home for more... to my children's generation?