> What if you get injured? What if something comes up and you won’t have time to achieve a goal? The list goes on and on and on… This is between friends (maxim

> What if you get injured? What if something comes up and you won’t have time to achieve a goal? The list goes on and on and on… This is between friends (maximum 5) so I’m sure the answer is: work it out with your friends. If I was using this with friends for say, exercising each day, and one guy was in a car accident, I’m confident we’d all give him a pass and return his money.