I don't really agree with that assessment from networking ( note: I'm a social guy, much of those limits you mention, don't apply to me). Student loans suck in

I don't really agree with that assessment from networking ( note: I'm a social guy, much of those limits you mention, don't apply to me). Student loans suck in the US, sure. Is a bankruptcy really a black mark as you think it is? Is anyone actually stopped to start again? Will their network actually consider them a complete failure and disband ties with them? Can't they get any loans after? I don't think so tbh. Since a bankruptcy is just lost money for banks and you'll need to rebuild the credit score for some time. But nothing is stopping you from planning ahead and retry.