All sorts of things can be done without any user intervention, but if the user doesn't understand how it works, they can't use it safely, and they are a danger

All sorts of things can be done without any user intervention, but if the user doesn't understand how it works, they can't use it safely, and they are a danger to themselves and those around them. One can perform the act of driving a car without any understanding of what the engine does, but if you lack any understanding of what it does, you're going to park it in a closed garage, leave it running, and kill yourself or someone else because you were too afraid of scary mechanical stuff to learn. If you can't be bothered to learn about public key crypto, someone's going to social engineer your key out of you without you having any clue what happened.