>That average ACA insurance plan also covers almost nothing. All health insurance is not equal. That's absolutely the case. I have an ACA plan and in order to

>That average ACA insurance plan also covers almost nothing. All health insurance is not equal. That's absolutely the case. I have an ACA plan and in order to get decent coverage (as well as a $600 deductible and $5900 annual out-of-pocket costs) along with significant co-pays for hospitals and durable medical goods, I pay nearly $15,000/year. And premiums just keep going up and up -- something like 15-20%/year, while more and more stuff (all radiology[0], many drugs and pretty much anything other than routine care and consults) requires pre-approval from third-parties engaged by the insurance company who generally take several weeks to make determinations, which can significantly delay urgently needed care. Even worse, many providers refuse to accept plans sold on ACA marketplaces, which, in many cases, leaves the providers who are accepting Medicaid[1] and Medicare[2]. Those are generally not the top tier, despite the huge premiums (in my case, nearly USD$1100/month -- just for me) charged by the insurers. Here in the US, we need a single-payer solution in the worst way. The profit motive for healthcare distorts things in so many ways -- with patients getting poor coverage/care and providers getting squeezed by insurers to tweak their quarterly numbers. It's disgusting. [0] https://en.wikipedia.org/wiki/Radiology https://en.wikipedia.org/wiki/Radiology [1] https://en.wikipedia.org/wiki/Medicaid https://en.wikipedia.org/wiki/Medicaid [2] https://en.wikipedia.org/wiki/Medicare_(United_States) https://en.wikipedia.org/wiki/Medicare_(United_States) (not to be confused with the AU program of the same name -- they aren't similar)