> The institutions should be held liable for this debt, not the tax payer, and our government should not guarantee or subsidize these loans. A lot of the insti

> The institutions should be held liable for this debt, not the tax payer, and our government should not guarantee or subsidize these loans. A lot of the institutions are government entities, taxpayer sponsored public universitites. It's analogous to suing police departments for police brutality: it's not the police officers who end up paying (police officers don't have millions of dollars to pay out) but rather the taxpayers of the cities.