3 ms·

Having a pin on your account before a swap (or any other action is allowed) seems like a useful barrier to entry. Then a corrupt employee needs something they

• _dark_matter_ 3y ago
  There is no way that most people would remember the pin, so employees would need some way to bypass. And voila, back to where we started.
  • s007ss 3y ago
    Ppl remember pins for many things E.g. Atm. The additional protection is better than not having it.
    • gruez 3y ago
      They remember because they enter the pin on a regular basis, and probably share it among all their other bank cards so they're using at least monthly. A pin that they set years ago and never used has zero chance of being remembered.
      • lxgr 3y ago
        Even worse: If the PIN is user-selectable and four digits long, guess what most people will most likely pick?