Truthfully if you can stand the sweating buying at an 8% rate is the way to go. If rates ever go down (and history suggests at some point they will) you can re

Truthfully if you can stand the sweating buying at an 8% rate is the way to go. If rates ever go down (and history suggests at some point they will) you can re-finance, once you've agreed on a price you can't go back a re-negotiate to a lower one.