Maybe it's just me, but credit cards seem pretty old fashion. I mean, could you imagine someone inventing a payment technology today that required you to give

Maybe it's just me, but credit cards seem pretty old fashion. I mean, could you imagine someone inventing a payment technology today that required you to give away your secret password to each and every person who needed to bill you? It's no wonder there is so much money lost to fraud. I think companies like Dwolla are the real future, even if Dwolla itself fails. The tokens they issue for payments are only good for a certain amount to a certain recipient. Recipient gets hacked? Sign in to Dwolla and expire that token, simple as that. Also CC fees are absolutely astronomical, we've just gotten used to paying them. We really need a future where money transfer is not controlled by a few private interests that are capturing 3% of everything.