Most of the above are not true, or just outright conspiracies. - There is no clear separation of North and South. Samsung, BYD, Apple etc all have factories in

Most of the above are not true, or just outright conspiracies. - There is no clear separation of North and South. Samsung, BYD, Apple etc all have factories in the North. These factories are labor-hungry and workers get better wages than let's say Nike's factories. Btw Nike has 155 factories all across Vietnam. - Ms Lan & SCB case isn't that uncommon in Vietnam. It happened in the past with other banks at a smaller scale. Regulations for financial institutions are not strong here. Rich bank owners use bank as a facade to collect money from a lot of people to invest in usually real estate development projects. All is good until the market crashes and people find it hard to withdraw money. It's when state banks come in to take over, together with investigations. It happened to Ocean Bank, Phuong Nam Bank and others. - The economy is bad right now. Vietnam economy is quite integrated to the global economy, and as factory country, it relies on mass orders from richer countries. When the West stop spending, people here lose their jobs. - Real estate market bubble bursted last year. Many top developers are going under, including Van Thinh Phat (Ms Lan's company), Novaland, and potentially VinGroup if they don't course-correct it. - War on corruption is real. 2 presidents (one of the four most important figures of the Pary) had to step down in the last couple of years . Several ministers, vice prime ministers, several Generals, and other members of the Pulitburo stepped down in the last several years as well. Btw I'm a Vietnamese, and I'm not a member of the Communist Party :)