It's a system flaw which allows certain people to come into possession of such large amounts of money to begin with. Ayn Rand said that when those who are rece

It's a system flaw which allows certain people to come into possession of such large amounts of money to begin with. Ayn Rand said that when those who are receiving most of the money are dealing in favors instead of goods and services, that's when you know your society is declining. The reason that billionaires and celebrities are monopolizing most of the money is because the monetary system has made the entire global economy about social connections. Although many people have the skills necessary to invest money efficiently in a just monetary system, because we don't have such a system, that skill is worthless and instead, in the current system, the money MUST go to politically connected people in order to get a return. The pool of politically-connected individuals is tiny as politicians can only deal with a limited number of individuals and cater to the needs of a limited number of corporations. That's why we have such extreme centralization and fragility.