Yep. Incentives always get out of whack when the government gets involved. It's what's happened to health care, retirement funding, mortgage financing, on and

Yep. Incentives always get out of whack when the government gets involved. It's what's happened to health care, retirement funding, mortgage financing, on and on and on. When incentives aren't aligned with human nature, inefficiencies amplify and eventually break whichever system the government stepped in to fix.