When did a self-earned 401k and a midlevel salary job become a golden parachute? Also the parachute wouldn't have heights, it would be an ivory tower from which

When did a self-earned 401k and a midlevel salary job become a golden parachute? Also the parachute wouldn't have heights, it would be an ivory tower from which I could jump. If you are going to insult me, then at least use proper metaphors.