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There's nothing wrong with wanting to be debt free and he's in a great position now. I just think that it's possible that he left some money on the table to do

• joelrunyon 14y ago
  Maybe, maybe not. Mathematically yes, but there's no guarantee that he could have done it over a longer period of time if he was exhausted mentally. This is the same logic behind Dave Ramsey's debt snowball where you pay your smallest amount off first. It's terrible mathematical advice, but it's a psychological trick that helps you focus on small wins after each other and build rewarding habits