>Credit score is highly overrated, no? Credit checks and score can also affect insurance rates. A bad score can also prevent job candidates from being hired f

>Credit score is highly overrated, no? Credit checks and score can also affect insurance rates. A bad score can also prevent job candidates from being hired for some jobs in some industries. >No one's buying houses, Even in scenarios of not buying a house... e.g. Getting a new loan on a primary home via re-financing an existing mortgage or taking a 2nd mortgage requires a good credit score. Even if one is not getting a home mortgage, renters can be denied from leasing apartments because of credit score.