My very own personal and totally unproven theory is that at a certain point in time Big Tech decide they can take over banks. See for instance - https://web.ar

My very own personal and totally unproven theory is that at a certain point in time Big Tech decide they can take over banks. See for instance - https://web.archive.org/web/20240213185758/https://www.cimb.ch/uploads/1/1/5/4/115414161/banking_disrupted_geneva22-1.pdf https://web.archive.org/web/20240213185758/https://www.cimb.... - https://milkeninstitute.org/sites/default/files/reports-pdf/T20_TF8_PB3_0.pdf https://milkeninstitute.org/sites/default/files/reports-pdf/... How? Well pushing what seems an alternative to a central bank and banks system, a fully open and still pure finance one. Since no one really trust such actors they choose the FLOSS path publishing a FLOSS project as a mysterious developer who seems to want fight the giants. "Hey, but cryptos are open!", really? Formally yes, while 99% who use them use them via some exchange, witch is de facto a kind of bank not under the national banks laws of course. When a blockchain grow enough essentially no little player can handle it entirely so again it's a big tech natural game, pretend to be open, friendly and innocent "do not be evil", while being of course the contrary. Eventually banks react an reach some kind of agreement so now the trend is crypto but with a CBDC model, who solve some inter-central-banks problems, give a place under the Sun to big tech and keep essentially anything as usual. Otherwise I see no reasons for someone to mask his/shes identity in a FLOSS project that's formally innocent and friendly.