I wouldn’t consider either a backup service. If your primary concern is losing your data, use Backblaze instead, or use Timemachine or a NAS with Carbon Copy Cl

I wouldn’t consider either a backup service. If your primary concern is losing your data, use Backblaze instead, or use Timemachine or a NAS with Carbon Copy Cloner. FWIW I use iCloud, but as a sync service so I can access files on iPad and iPhone.