The core of San Francisco’s housing problem is bureaucracy. In San Francisco, the fees paid to the government for building a single-family house range from $300

The core of San Francisco’s housing problem is bureaucracy. In San Francisco, the fees paid to the government for building a single-family house range from $300K to $500K (compared to $30K average across the country), excluding land, materials, and labor costs. This means that for every existing house valued at $1 million, 30% to 50% of its value represents the fees (tax) imposed by the government.