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I saw one case where a guy was dropped because of an aerial photo of a pile of junk in his yard. I’ve had piles of junk in my yard during various remodeling pro
by el_benhameen 3y ago
I saw one case where a guy was dropped because of an aerial photo of a pile of junk in his yard. I’ve had piles of junk in my yard during various remodeling projects. If the satellite passes over the day before the dump run, there’s no way to tell that the junk was gone the next day. If there’s an inspection, it’s easily explained.
I suppose you could offer an explanation for the satellite photo, but in that case you’ve already been dropped, so getting your policy reinstated is going to be a much bigger lift.
- tptacek 3y agoYou're supposed to notify your insurer when you remodel!
- PaulDavisThe1st 3y agoGiven that my insurer has never once stepped foot in any property of mine they've ever insured, the idea that I have to tell them when I replace the tiles in the bathroom seems a little ... crazy. Obviously, if I add rooms or extend vertically, they need to know. But "remodel" covers a lot.
- el_benhameen 3y agoOk, “remodel” was maybe not the right word here. Projects large enough to generate a sizable pile of junk, but not ones that materially altered the structure of the house. Replacing built-in shelves with a built-in desk, replacing a non-elevated deck without altering the footprint, etc. My point is more that a totally reasonable and brief occurrence becomes permanent and without context in satellite imagery.