I feel like blaming the lawsuits is a deflection. How many of those lawsuits were filed because the company refused to pay out in full or a timely matter? Sure

I feel like blaming the lawsuits is a deflection. How many of those lawsuits were filed because the company refused to pay out in full or a timely matter? Sure there is likely fraud, but no way that is the sole cause of the increase in lawsuits.