Yes. Here's the actual covered event from the policy: "The Sickness, Injury or death of you, your Family Member, your Traveling Companion or your Service Anima

Yes. Here's the actual covered event from the policy: "The Sickness, Injury or death of you, your Family Member, your Traveling Companion or your Service Animal. The Sickness or Injury must first commence while your coverage is in effect under the Policy, must require the in-person treatment by a Physician, and must be so disabling in the written opinion of a Physician as to prevent you from taking your Trip (either because your condition prevents your travel, or because your Family Member, Traveling Companion or your Service Animal requires your care);"