I can understand feeling like both taxes and insurance premiums are too high, but the ability to make choices other than the specifically least risky one is one

I can understand feeling like both taxes and insurance premiums are too high, but the ability to make choices other than the specifically least risky one is one that fundamentally allows us to exercise our free will. Those in Auburn are, by the same idea, subsidizing windows that get smashed when parking downtown, or even if you walk, the extra risk that you are hurt by someone while walking in a place with more crime per square mile. You can live far away from a downtown and have to get your car smogged, because we wanted cars in the cities to provide for clean air. I don’t mean we need to accept all risk in society, but for me there’s a very worrying trend against ANY risk/cost that doesn’t directly benefit the person advocating against it. Ultimately I know it comes back to the current economic situation, because if everyone feels like they’re struggling there’s less thought to care for others.