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Auburn, California, is a mistake and should be uninsurable, and I don't want either my tax dollars or my insurance premiums being used to subsidize the treehous

Auburn, California, is a mistake and should be uninsurable, and I don't want either my tax dollars or my insurance premiums being used to subsidize the treehouse lifestyle of exurban home owners. Whether this specific person's roof is rotted or not isn't really the point. Right now, the real estate sprawl industry is running their printing press at 110% design speed, trying to convince everyone that people who live on the fringes of civilization are getting a bad deal. But from where I sit, in a fireproof building downtown, I see it differently. We need a massive correction in California, under which we stop subsidizing the firefighting, insurance, and roads that serve the sprawl. The subject property, by the way: https://www.google.com/maps/place/2350+Buttes+View+Ln,+Auburn,+CA+95603/@38.9197857,-121.1693294,604a,35y,94.3h,44.81t/data=!3m1!1e3!4m6!3m5!1s0x809b10afb33e9ae1:0x41b76c5ee53f14e4!8m2!3d38.9185662!4d-121.1623808!16s%2Fg%2F11c19_0j05?entry=ttu https://www.google.com/maps/place/2350+Buttes+View+Ln,+Aubur...

s1gsegv 3y ago
I can understand feeling like both taxes and insurance premiums are too high, but the ability to make choices other than the specifically least risky one is one that fundamentally allows us to exercise our free will. Those in Auburn are, by the same idea, subsidizing windows that get smashed when parking downtown, or even if you walk, the extra risk that you are hurt by someone while walking in a place with more crime per square mile. You can live far away from a downtown and have to get your car smogged, because we wanted cars in the cities to provide for clean air. I don’t mean we need to accept all risk in society, but for me there’s a very worrying trend against ANY risk/cost that doesn’t directly benefit the person advocating against it. Ultimately I know it comes back to the current economic situation, because if everyone feels like they’re struggling there’s less thought to care for others.
dilyevsky 3y ago
The problem is not the sprawl, it’s the out of control construction costs due to regulation and insurance premium caps due to… you guessed it - regulations
deleted 3y ago
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s1gsegv 3y ago

I can understand feeling like both taxes and insurance premiums are too high, but the ability to make choices other than the specifically least risky one is one that fundamentally allows us to exercise our free will. Those in Auburn are, by the same idea, subsidizing windows that get smashed when parking downtown, or even if you walk, the extra risk that you are hurt by someone while walking in a place with more crime per square mile. You can live far away from a downtown and have to get your car smogged, because we wanted cars in the cities to provide for clean air. I don’t mean we need to accept all risk in society, but for me there’s a very worrying trend against ANY risk/cost that doesn’t directly benefit the person advocating against it. Ultimately I know it comes back to the current economic situation, because if everyone feels like they’re struggling there’s less thought to care for others.

dilyevsky 3y ago

The problem is not the sprawl, it’s the out of control construction costs due to regulation and insurance premium caps due to… you guessed it - regulations

deleted 3y ago

[deleted]