Agreed. Unfortunately almost every bank here forces me to use this less secure option "for security" due to my rooted phone. Not one has just offered standard T

Agreed. Unfortunately almost every bank here forces me to use this less secure option "for security" due to my rooted phone. Not one has just offered standard TOTP (perhaps because the pull-only nature of it means they can't present the message explicitly telling the user what they're about to authorize. Which is an understandable qualm I guess)