I think you’re onto something but it’s more immediate than a comfortable life. Somebody focused on immediate satisfaction or surviving the next few days is at a

I think you’re onto something but it’s more immediate than a comfortable life. Somebody focused on immediate satisfaction or surviving the next few days is at a convenience store. There’s something they need/want that costs $10, but they only have $2. If getting that $10 item is all that matters to them at that point and there’s no partial substitute they can get for $2, then a $2 scratch off ticket with a 2% of paying $10 may be the highest utility for their money.