In the US, credit, a private system, is used for everything. If you know how to use it, though, you can get things you'd never be able to afford, be allowed mem

In the US, credit, a private system, is used for everything. If you know how to use it, though, you can get things you'd never be able to afford, be allowed memberships to clubs and organizations, or even hold jobs that others with lesser credit are deemed unfit for. I've been the victim of identity theft eight times since the Equifax breach, and at some point, I felt like I was just feeding cats to coyotes [0] and stopped fixing it. Unsurprisingly, it stopped. Why spend the effort maintaining excellent credit and not getting credit for it? The only thing people used my credit to do in all cases except the last was open retail credit cards and max them out at baby clothes stores and lingerie shops. You couldn't believe the trouble I was in when those first bills came. [0] https://www.reddit.com/media?url=https%3A%2F%2Fpreview.redd.it%2Fnv6vx46u3zp31.jpg%3Fauto%3Dwebp%26s%3D33ae05ff1f4c4f493e8e04091cf8eda4d67cb743 https://www.reddit.com/media?url=https%3A%2F%2Fpreview.redd....