4 ms·

Debit cards?

• cmurf 3y ago
  It seems some common vendors still charge their standard merchant fee even when the customer uses a debit card. I don’t know why this is permitted. It seems contrary to federal law.
  • bombcar 3y ago
    All debit cards can be run as credit (if they have a visa/mc logo on them at least) and many merchants/customers don’t know/don’t care.
• ajdude 3y ago
  I used to love debit cards but one time a business overcharged me and that was money out of my actual bank account that I had to wait several business days to have back. I also saw that places like gas stations "pre pay" if I select debit, trying to hold $60-$100 from my bank account until the final transaction comes back. While this hasn't happened to me, I've read that if your debit card is compromised or if a charge back is required, you would have to fight your bank to get your money back and it's a bit easier with credit cards.