Net worth doesn't just include savings, it includes home equity and even equity in vehicles. In the US, right around 50% of 30-34 year olds are homeowners. If s

Net worth doesn't just include savings, it includes home equity and even equity in vehicles. In the US, right around 50% of 30-34 year olds are homeowners. If someone has been making payments on a house they will be adding to their net worth, especially recently with the rise in housing prices. For non-rich people in the US, the majority of their net worth will be their home equity.