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PayPal without a doubt. You hear horror stories about both (for Google e.g. http://news.ycombinator.com/item?id=2483609 http://news.ycombinator.com/item?id=248
by tomgallard 14y ago
PayPal without a doubt.
You hear horror stories about both (for Google e.g. http://news.ycombinator.com/item?id=2483609 http://news.ycombinator.com/item?id=2483609 , http://ask.metafilter.com/178634/How-to-get-Google-Checkout-to-give-us-our http://ask.metafilter.com/178634/How-to-get-Google-Checkout-...) . Granted- more about PayPal, but they handle a lot more payments for a lot more people. What nearly all these horror stories have in common is that they're gathering pre-payments/donations for some even in the future. You rarely hear it from those shipping physical or digital products.
Generally they're pretty good. They've got low fees, they work worldwide, no need for a PayPal account to pay, and you get the money quickly.
They're widely trusted by a lot of consumers as their refund policy is very buyer friendly.
On one of my sites I offer PayPal vs Fastspring as a payment choice, and well over 90% choose PayPal.
- koeselitz 14y agoOn the contrary, almost all of the horror stories about PayPal I've heard are regarding shipping physical products - largely on Ebay. Or is that not what you meant?
- dataminer 14y agoBut the question is, can't these horror stories happen on other payment networks. If a physical item paid by credit card is disputed "not as described", its my understanding that the credit card issuer will get the money back from just about any payment network. If you want to avoid such horror stories have a clear no hassle return policy.
- Duff 14y agoEBay horror stories are usually transactional based on buyer/seller conflict. (including fraud) In those cases, Paypal is just the party stuck in the middle. On the positive side, at least there is a chance of an amicable resolution with PayPal. 10 years ago, a sketchy buyer would be sending you a fake money order.