Transfers between banks are a pain in the a$$ in Canada. They should just work. Also, being able to bucket-ize an account. I'd like to know that in my savings

Transfers between banks are a pain in the a$$ in Canada. They should just work. Also, being able to bucket-ize an account. I'd like to know that in my savings account I have 20k saved for that ferrary, 13k for my flight to outer space and 2k for the giant rubber duck I've always wanted. All in all, the mapping between intentions/goals and actual cash flow is an incomplete and broken layer built on top of your actual accounts.