2 ms·
I live on less than $40k a year. I have a wife and 2 little girls. We have a house, 2 cars, and a motorcycle. All of our vehicles are paid for and we have no r
by Random_Person 14y ago
I live on less than $40k a year.
I have a wife and 2 little girls. We have a house, 2 cars, and a motorcycle. All of our vehicles are paid for and we have no revolving credit.
I am HAPPY. Poor, yet HAPPY.
The secret is that I stopped thinking: "Why can't I have a car like him?" Instead, I started thinking, "It must suck to work as much as he does," or "I'm glad I don't have debt like him!"
I have everything I need and quite a few things that I want. I have money in the bank to buy just about anything I'd like to own, within reason. I did not achieve financial freedom on what is considered poverty level salary by desiring new fancy things.
It took me 4 years of credit counseling and BARELY making it buy each month to realize all of this. It was not an easy lesson. But now, I have friends making over $200k that are envious of me.
I'm not right or wrong. My method isn't better than acquiring awesome stuff with tons of money. I have found that time with my family is more valuable than money.