Economically, the currency has far less buying power than in the past, especially regarding housing which is the primary necessity for family formation. When th

Economically, the currency has far less buying power than in the past, especially regarding housing which is the primary necessity for family formation. When the 'big things' are out of reach, why go to all the trouble? And when the things that used to provide stability and fulfillment by default (home, family, steady employment, stable social life) are no longer available, then happiness is also discretionary.