For Finland I use it with ISPs too. Which I find reasonable as that means no need to go in person to set it up. So there is certain services mostly specific sub

For Finland I use it with ISPs too. Which I find reasonable as that means no need to go in person to set it up. So there is certain services mostly specific subscriptions where it can make sense. Not saying credit card is not valid option for streaming. Or having someone like Klarna in online shopping. But when we think of phone, landline-internet, electricity and so on strong authentication does make some sense and is acceptable.