Freezing only the 3 major credit reporting agencies may not protect you from e.g., a bank account being opened in your name. There are _many_ consumer reportin

Freezing only the 3 major credit reporting agencies may not protect you from e.g., a bank account being opened in your name. There are _many_ consumer reporting agencies in the US: https://www.consumerlawfirm.com/credit-reporting-agencies.htm https://www.consumerlawfirm.com/credit-reporting-agencies.ht... Many in the list, at the link above, are not a concern for financial fraud in your name. But, you might want to expand your list of companies you freeze your report with by a few more to gain some safety. My personal minimum list: ChexSystems (used by many banks before opening new accounts) Equifax Experian Innovis (sometimes referred to as the 4th major credit reporting agency) LexisNexis (LexisNexis acquired SageStream; same services/types of customers as big 3) Transunion