I mean, both can be true at the same time. I have to admit that I only use MFA when I'm forced to, because I also believe my strong passwords are good enough. Y

I mean, both can be true at the same time. I have to admit that I only use MFA when I'm forced to, because I also believe my strong passwords are good enough. Yet I can still acknowledge that MFA improves security further and in particular I can see why certain services make it a requirement, because they don't control how their users choose and use their passwords and any user compromise is associated with a real cost, either for them like in the case of credit card companies or banks, or a cost for society, like PyPI, Github, etc.