They don't want people creating accounts with credit cards that have very low limits. This is very reasonable and actually means that it will be cheaper for you

They don't want people creating accounts with credit cards that have very low limits. This is very reasonable and actually means that it will be cheaper for you because other (legit) clients don't have to subsidize criminals that don't pay. DigitalOcean and other IAAS need to jack up prices because of those crooks... it wouldn't be an issue if it wasn't pay-as-you-go. Before you say that they could just verify that the credit card works by charging and then refunding it, it doesn't actually work because the crooks just change the limit afterwards. > I know other online services do this, but usually there is a way to automatically refill credits OpenAI does actually have this option, check https://community.openai.com/t/new-billing-model-auto-top-up-option/662151/2 https://community.openai.com/t/new-billing-model-auto-top-up.... It's available as an option when you're topping up.