On top of that in terms of your life outside of work, some of your biggests costs are up front in your life. Education, childcare, housing, paying into retireme

On top of that in terms of your life outside of work, some of your biggests costs are up front in your life. Education, childcare, housing, paying into retirement plans through it all, etc. When you are in your 50s-60s with your kids moved out, your healthcare later in life to be subsidized by the government, your home payed off, your student loans long gone, your retirement portfolio built out, with another 20 years lets say on average of life left in you, what do you even need a raise for?