Do you think people should be accepting contracts that are difficult to understand? Is it people's duty to default to 'I'm sure its fine' if they don't underst

Do you think people should be accepting contracts that are difficult to understand? Is it people's duty to default to 'I'm sure its fine' if they don't understand the wording, even if it reads to a normal person as if it is doing something against their interests? If the default is 'assume good intentions' why have a contract at all, or why does the company not make it less far reaching and more accessible? This 'blame the victim for being to dumb to understand what they must agree to, without being give notice or a chance to option out without being locked out of their account' is kind of misanthropic.