I haven't lost any money, I avoid crypto. The difference is consent and malicious behavior. When I invest into stock market, it can always go down. When you

I haven't lost any money, I avoid crypto. The difference is consent and malicious behavior. When I invest into stock market, it can always go down. When you move your customers money to save your other failing company, it's fraud. There is no consent and there is malicious behavior. Crypto repeats all failings of old-fashioned banking system we have learned over 2 centuries, except it's "with blockchain" now.