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It was standards based, but the way Apple ran the launch and marketing (kind of genius, actually), they gave the impression that Apple Pay was the only phone-ba
by e_y_ 3y ago
It was standards based, but the way Apple ran the launch and marketing (kind of genius, actually), they gave the impression that Apple Pay was the only phone-based tap-to-pay around. Merchants would have signs saying "Apple Pay accepted" but not mention Google, leading to confusion over whether non-Apple payments would work.
Part of that is definitely the confusing state of payments on Android. Samsung Pay could refer to either NFC or magstripe-emulation. Google, of course, is terrible at branding stuff, and between Wallet and the many iterations of Google Pay it's still difficult to figure out what's what.
- tentacleuno 3y ago> Samsung Pay could refer to either NFC or magstripe-emulation Last time I checked, you've got to swipe a magnetic-stripe card (we mainly use C&P/contactless). Unless there's some really cool sci-fi pop-up plastic tab inside the phone / case / a separate re-programmable card, I'm really curious as to how this could work?
- e_y_ 3y agoI haven't been able to find a detailed explanation of how it works. Somehow it emits a magnetic pulse that simulates the card being swiped, without having to physically swipe the card. Best guess is that it uses some kind of magnetic induction to induce a current in the reader the same way that a swipe would. I never had a Samsung phone so I can't comment on how it worked in practice or the reliability. Can't find any mention of having to hold your phone a particular way so presumably it's direction-independent, although apparently sometimes it might not be possible to hold your phone close enough for the reader to pick it up. https://en.wikipedia.org/wiki/Magnetic_secure_transmission https://en.wikipedia.org/wiki/Magnetic_secure_transmission