> and Westpac contunues to use its own legacy core banking platform disjointly from that of St George's It's so difficult to do this stuff. I firmly believe th

> and Westpac contunues to use its own legacy core banking platform disjointly from that of St George's It's so difficult to do this stuff. I firmly believe they should just start a new tech-focused bank from the ground up, and transition customer to it gradually over the subsequent 10 years. Maintain 2 apps; shift to a new backend gradually. But I think it has to be in-house, and built with this in mind. Mergers don't work with banking tech. Maybe they're already quietly doing this.