Fair enough, t̶h̶e̶ ̶t̶e̶r̶m̶i̶n̶a̶l̶s̶ ̶o̶r̶ ̶b̶a̶n̶k̶s̶ ̶m̶u̶s̶t̶ ̶h̶a̶v̶e̶ ̶l̶i̶m̶i̶t̶s̶ ̶t̶h̶a̶t̶ ̶d̶e̶p̶e̶n̶d̶ ̶o̶n̶ ̶t̶h̶e̶ ̶C̶V̶M̶ ̶t̶h̶e̶n̶,̶ ̶b̶e̶c̶a̶

Fair enough, t̶h̶e̶ ̶t̶e̶r̶m̶i̶n̶a̶l̶s̶ ̶o̶r̶ ̶b̶a̶n̶k̶s̶ ̶m̶u̶s̶t̶ ̶h̶a̶v̶e̶ ̶l̶i̶m̶i̶t̶s̶ ̶t̶h̶a̶t̶ ̶d̶e̶p̶e̶n̶d̶ ̶o̶n̶ ̶t̶h̶e̶ ̶C̶V̶M̶ ̶t̶h̶e̶n̶,̶ ̶b̶e̶c̶a̶u̶s̶e̶ ̶t̶h̶e̶r̶e̶ ̶a̶r̶e̶ ̶d̶e̶f̶i̶n̶i̶t̶e̶l̶y̶ ̶h̶i̶g̶h̶e̶r̶ ̶l̶i̶m̶i̶t̶s̶ ̶f̶o̶r̶ ̶p̶h̶o̶n̶e̶ ̶p̶a̶y̶m̶e̶n̶t̶ ̶c̶o̶m̶p̶a̶r̶e̶d̶ ̶t̶o̶ ̶c̶o̶n̶t̶a̶c̶t̶l̶e̶s̶s̶ ̶c̶a̶r̶d̶s̶ (edit: forgot cards and devices can have their own limits, best ignore this comment)