Australian also. I wish for the opposite, I’d like to be able to reduce the tap-no-pin limit down to $50 or so. I only use the physical card in rare emergencies

Australian also. I wish for the opposite, I’d like to be able to reduce the tap-no-pin limit down to $50 or so. I only use the physical card in rare emergencies, and increasing the times I have to enter my PIN by once or twice per year is hardly an inconvenience.