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In the US it was uncommon. Contactless payments had been supported in Europe and Asia for a while (2007 in the UK), though with fairly low limits at least in th
by sunshowers 3y ago
In the US it was uncommon. Contactless payments had been supported in Europe and Asia for a while (2007 in the UK), though with fairly low limits at least in the UK.
Interestingly, it seems like the UK still has a £100 limit, while in the US I've paid well over $2000 with a contactless payment using my Android phone.
- datascienced 3y agoIn Australia it seems like a credit card contactless is limited (was AU$100 or fifty quid if you like) but now might be more. But the apple pay is way higher I have spent over $1k on it before. Probably because there is at least another layer of security which is a Passcode which is probably a better PIN than the credit card pin itself.
- bobnamob 3y agoContactless credit card payment limits in Australia (from my experience) are configurable. I bumped my contactless limit from $100 -> $500 years ago through my bank's app. Leaves friends confused every time I cover a group dinner out
- simondotau 3y agoAustralian also. I wish for the opposite, I’d like to be able to reduce the tap-no-pin limit down to $50 or so. I only use the physical card in rare emergencies, and increasing the times I have to enter my PIN by once or twice per year is hardly an inconvenience.
- BloominOnion 3y agoI believe when using apple pay with an apple watch, there's no longer a threshold where you need to use a PIN/passcode as the watch is using 'biometric authentication'.
- deleted 3y ago[deleted]
- jonathantf2 3y agoThe UK's £100 limit only applies for using the actual card, if using a device to pay it's authenticated with your PIN or biometric and you can pay up to £10,000. If you look on the receipt you can see "cardholder device verified"
- sunshowers 3y agoThat makes sense, thanks!