> It's the customers (i.e. "us") who are responsible for those emissions. And the cost is being passed on to those customers. The insurance system is working ju

> It's the customers (i.e. "us") who are responsible for those emissions. And the cost is being passed on to those customers. The insurance system is working just fine. The companies don't just get a pass. Especially not if those companies aren't working to reduce emissions from their processes. And let's not even get started on situations where a company has basically cornered a market and consumers who need their products don't have a choice.