The issue here are online payments, where NFC is either not available (payment is initiated on the desktop, while the payment app is mobile) or not necessary (p

The issue here are online payments, where NFC is either not available (payment is initiated on the desktop, while the payment app is mobile) or not necessary (payment is initiated on the same device that handles authorization). There is no way to disrupt NFC payments and no need to - they are already secure, user friendly and can be used by any other major payment provider which gathers the critical mass.